Dramatic Global Life Expectancy rise over last 70 years
Global life expectancy has been steadily increasing over the last 70 years. A new animation from Visual Capitalist shows that rapid increase, then delves into the stark differences between life expectancies for men and women across the continents.
Avoiding long-term investor regret
We’re watching the whole world flee equities. But now, stocks are on sale at 20% off, which only happens every 5 years. The big risk of holding cash is getting caught outside the next 100% advance. That’s something your retirement plan never catches up with.
MFP Wealth Management supports CISI’s Financial Planning Week 2022
The Chartered Institute for Securities and Investment's (CISI) Financial Planning Week runs from the 3rd to the 9th October. MFP Wealth Management supports this initiative by offering free initial consultations. These appointments are to help you start planning for your retirement.
Reminder: HMRC requirement to register your Trust by 1st September 2022
It is now a legal requirement for all Trusts to be registered with HMRC. This is called the Trust Registration Service (TRS). Register by 1st September 2022.
Three crucial lessons for weathering the stock market’s storm
Investors can always expect uncertainty, but reacting to markets is a sure fire way of derailing progress towards your financial goals. Justin shares three crucial lessons for weathering the stock market’s storm
What happens when you fail to time the market?
Despite what some investment managers may tell you, there is no way to time buying and selling in the stock market. This hypothetical example illustrates what happens to your investment if you miss a handful of the best days or weeks over a 25-year investment period.
Justin helps YMCA residents become more ‘money savvy’
MFP’s Chartered Financial Planner, Justin King, is volunteering to help The Verve Foundation deliver ‘money savvy’ workshops to residents of Bournemouth’s YMCA
Justin awarded new CISI Fellow (Financial Planning) accreditation
Justin has been awarded the prestigious Chartered Fellow (Financial Planning) status by The Chartered Institute for Securities & Investment (CISI), the most highly regarded designation for those working in the Finance Planning profession.
Justin speaks at the FT Investor Chronicle’s ‘Future of Private Investing’ conference
Justin was a panel member at FT Investor Chronicle's 'Future of Private Investing 2022' conference. He discussed the role of investing at every stage of the retirement journey.
NS&I Premium Bond prize fund explained – what does the rate rise mean?
Premium bonds from NS&I are the UK's biggest savings product and their prize fund rate is rising from 1% to 1.4% in June 2022. My latest video explains how the prize fund differs from interest, what your chances are of winning the £1m premium bonds jackpot, and when you should consider them.
Justin shares retirement expertise with financial advisers as FTAdviser panelist
On 19th May 2022, I sat on the panel of the FTAdviser’s Later Life Planning Summit to debate the role of the later life adviser. We explored how the financial advice sector can close the advice gap and offer planning services to lower income clients.
Bike packing adventures continue in Yorkshire
Forced to have to abandon my challenge of completing the North Coast 500 on bike, we decided to head to slightly warmer, calmer conditions in Yorkshire and bike pack around the Yorkshire countryside
Two steps forward, one step back: Is a bear market on the cards?
This year’s market decline of 17% has now passed the annual average of about 14%, with fears that it will extend to 20% - the technical definition of a “bear market”. Discipline & patience are needed for a successful investing experience.
Do downturns lead to down years when investing?
Volatility is a normal part of investing. Stock market declines over a few days or months may lead investors to anticipate a down year. But the US stock market had positive returns in 17 of the past 20 years, despite some notable dips in many of those years.
Day 3 of the North Coast 500: Knowing when to quit
We awoke on day 3 of the North Coast 500 in our tents at Gairloch to heavy rain and driving winds. Aside from the inclement weather, a mechanical problem with my bike was making completing the NC500 look like a much more significant challenge.
Day 2 of the North Coast 500
We set off early on day 2 of cycling the North Coast 500 to tackle the climb up Bealach na Ba, the historic mountain pass with a 20% gradient climb through the mountains of the Applecross peninsula. It’s reputation didn’t disappoint!
Day 1 of the North Coast 500
Day 1 of cycling the North Coast 500 dawned bright and clear. WeI departed from Inverness - bikes packed to the gunnels - heading West in the direction of the Isle of Skye, arriving at Lochcarron mid-afternoon.
The case for staying invested (always)
Diversification, time in the market and a steady head can help investors achieve their long-term financial goals by avoiding the pitfalls of emotionally driven, badly timed mistakes. The reasons to stay invested (always).
Bank of England raises base rate to 1 per cent to tackle soaring inflation
The Bank of England has raised interest rates by 0.25% to 1 per cent, in a bid to curb soaring inflation. The monetary policy committee voted on 5th May 2022 to raise the Base Rate to tame inflation, which hit 7% in March 2022.
Unclaimed pension credit could help pensioners tackle cost of living crisis
Pension credit is available to people over State Pension age on low incomes. With £1.7 bn going unclaimed by 850,000 pensioners, it's a valuable benefit that could help thousands handle the cost of living crisis.