In May 2022 Justin plans to cycle one of the world’s best and most beautiful road trips - the North Coast 500. The NC500, follows 516 miles of stunning coastal scenery wrapped around the Northern Highlands of Scotland.

The number one enemy of the long-term investor is the financial dragon called inflation (the silent but steady increase of prices over time).

When Wall Street or meme investors think they can capitalise on “mispricing,” they’re not betting against Wall Street so much as they are betting against human ingenuity.

Time marches on, and it waits for no one. We know that money has value, and wasting it seems silly. But we all throw away something far more valuable every day: time. One of the few truly finite resources, the amount of time we get is uncertain, but we know it's limited.

Justin explores Sir Isaac Newton’s financially disastrous moves during the South Sea Bubble of 1720. Swept up by the enthusiasm of the stock market, he lost a fortune buying and selling shares, by speculating instead of investing prudently.

Justin presented at the CISI South-West regional conference sharing his experience of working with clients. He discussed how to identify who you can add most value to and how to communicate best with them.

Active vs passive investing is a phrase we hear regularly, but the binary labels have become outdated. In this article Justin explains a more nuanced framework for assessing the active / passive distinction separately for an investment approach’s philosophy and its implementation. With information from Dimensional Fund Advisors.

Sarah Merker is author of the National Trust Book of Scones and of the National Trust Scone blog. She decided to travel to every National Trust place, record the most fascinating bits of its history and I reward herself with a scone.

Will inflation hurt stock market returns? History shows that stocks and shares tend to outpace inflation over time - a valuable reminder for investors concerned that today’s rising prices will make it harder to reach your long-term financial goals.

For the second time in two months, NS&I have announced an increase in interest rates to 0.5% on both their direct saver and income bonds products. NS&I savings plans have excellent protection from the Treasury.

Justin was the retirement planning specialist on the panel of Boring Money’s Investing webinar for their Over 40s Club, hosted by Holly Mackay.

From 1st January 2022, inheritance tax reporting requirements have been reduced for 90% of estates that require probate, but don’t have an IHT liability. These are known as excepted estates.

From 1st January 2022, inheritance tax reporting requirements have been reduced for 90% of estates that require probate, but don’t have an IHT liability. These are known as excepted estates.

I endorse a buy and hold investment strategy, like Warren Buffet. But as of June 2020, we’ve seen a decline in long term investing with the average holding period down to just 5.5 months, as Visual Capitalist explains.

2022 follows the most shocking and terrifying couple of years for investors since the Global Financial Crisis of 2008-09. In this article I explore market predictions for the New Year and why what matters most is investor behaviour.

Reflecting on Alan Greenspan’s ‘irrational exuberance’ speech in 1996, Justin looks at how not even a central banker can predict the stock market. Get invested, stay invested and ignore the market noise.

Offering fixed fee retirement planning advice is a crucial part of how we work. When people come to us to looking for help to understand their finances and create a plan for their retirement, the most important thing is getting clarity about their financial future.

Find out how to best reduce a shortfall in your State Pension forecast, so that you can take action now.

So you've got hold of your State Pension forecast but what does it all mean? This video helps you to interpret your state pension forecast

Your State Pension may be a key piece of your retirement income jigsaw, but getting hold of an entitlement forecast is not straightforward. Here’s how to do it step by step.