VIDEO: Everything you should know about State Pensions in the UK
Everything you should know about State Pensions in the UK so you understand what you’re entitled to when you reach State Pension age.
Justin King’s podcast shortlisted for Best Personal Finance Podcast award
Justin King’s podcast The Retirement Café has been shortlisted in the Investing Reviews Awards 2021, as one of the Best Personal Finance Podcasts
The latest scam targeting the over 60s
Action Fraud, the national reporting centre for fraud and cybercrime has reported that over £10 million has been lost by victims to courier fraud since the start of this year.
A big Budget with high tax consequences
Last Wednesday, Rishi Sunak announced the government’s tax and spending plans for the year ahead. It was bold, promising £75bn of funding for certain sectors over the next few years, some of which had already been announced.
A simple, clever WhatsApp scam to watch out for
Debbie was surprised to receive a WhatsApp message from a number she didn’t recognise. The sender said it was her daughter and that she had lost her ‘phone, so this was her new number.
Red Bull Racing's unwavering dedication to the win.
The scale of the operations at the Red Bull Racing factory is mind-blowing. During our tour, we saw the 3D printer churning out parts, as the workshop operated around the clock.
The future of the pensions lifetime allowance
One of the subtle tax increases introduced in the March 2021 Budget was a freezing of the pensions lifetime allowance until April 2026 at its 2020/21 level of £1.0731m. Like any freezing of an allowance, it is designed to produce extra tax as inflation and/or economic growth drag more taxpayers over the fixed threshold.
Master your sleep to be more calm & alert when awake
For over a decade I struggled to fall asleep. I'm not completely sure that I understood the trigger for my problem, as I used to fall asleep just fine, but I know that whatever I tried didn't seem to work. The more I tried, the worse my sleep became.
How seriously should investors take inflation?
Inflation has been on the rise recently in the UK and around the world. Is this rise transitory, as central bankers are saying it is, or persistent and therefore cause for concern?
Investing for children or grandchildren – the Child SIPP and JISA
47% of grandparents increased their investing contributions for their grandchildren over the past year. They are big fans of investing accounts like Child SIPPs and the Junior Stocks and Shares ISA.
Which country will outperform? Here’s why it shouldn’t matter.
Investment opportunities exist all around the globe, but the randomness of global stock returns makes it exceedingly difficult to figure out which markets are likely to be outperformers. How should investors deal with this kind of uncertainty?
The 50-year battle for a better way to invest
Mac McQuown recruited me to help create the very first indexed portfolio in 1971. I was 24 years old and living in San Francisco, where more people my age were following the Grateful Dead than the stock market.
HMRC Family Investment Unit closes
A special HMRC team set up to review the use of family investment companies was a complete waste of time and diverted resources from the investigation of aggressive tax avoidance and evasion, according to leading tax and advisory experts.
The US tech stock bubble – what next?
The US stock market has been the place to be in recent years: while the UK’s FTSE All Share is up 91%, the S&P 500 has returned a huge 341% in the past decade, led in the main by the giant technology companies. As the US represents 54.5% of the global stock market, the MFP portfolios have all benefitted from this growth.
If you need help navigating our care system …
Thanks to rising life expectancy and an ageing demographic, the number of people requiring care is rising. In fact, around 130,000 more people need residential care each year in the UK.
The cost of trying to time the market
It’s not unusual to hear me say that timing the markets doesn’t work. Instead, I recommend creating an investment plan that’s designed to meet your individual goals and sticking with it. (With regular reviews, of course, to make sure your plan is still on track to deliver what matters to you most.)
Personal best for Kathy's latest Triathlon
Being consistent is proven to deliver results in so many facets of life. Whether that be sport, learning or investing, turning up each day and following through on your plan will give you the best chance of success.
Kathy’s triathlon journey continues
Sunday was never going to be a PB kind of day for Kathy. Here, she shares her story of racing in the Weymouth Middle Distance Triathlon.
"On Sunday I was due to be racing in the crystal-clear waters and surrounding hills of Lake Walchsee in Austria, in the European Championships. The reality couldn't have been more different.
Justin completes The Lakesman Ironman
There is an old saying that triathlons are enjoyed by people who think one sport is not hard enough! Two years ago, after completing the Hamburg Ironman with Kathy, I entered The Lakesman Triathlon. But due to the pandemic it was postponed a year.
Buying a Ferrari after retiring ….
If you were thinking about waiting until after you’re retired to buy a Ferrari, this humorous video may get you to reconsider delaying.