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The Top 7 Factors that affect your Financial Independence are listed below:

  1. How much you invest – Commit to investing
  2. How often you invest – Do it regularly
  3. How long you invest for – Time reduces risk
  4. Tax – Shelter your investments from the tax man
  5. What you invest in – Choose your asset class wisely
  6. Charges – Make sure you are only paying for expertise
  7. Rate of return over inflation – Aim for real returns
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