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If care is a topic you are interested in, please find below some information the specific topics discussed at June’s Retirement Café.


Whole of life insurance

There was significant interest in the subject of insurance as a means of providing an inheritance to beneficiaries, if all other money ends up being used to pay for someone’s care.

As promised, we have created an example quotation for what’s called a Whole of Life insurance policy, based upon a healthy male aged 65 and female aged 60, providing a £250,000 lump sum on the second person’s death. You can click here to receive the quotation and a summary of the policy benefits. You will simply need to add your email address.

The need for such a policy should always be considered as part of a broader financial plan, so please do get in touch if you would like to discuss your own circumstances.

Care Annuities

If you would like more information about care annuities or any of the care products discussed by Graham for you or a loved one, please give me a call on 01425 279212.


Panel members

To find out more about Colten Care, including Avon Reach residential care home or their specialist dementia homes please visit their website or get in touch with Hollie-Mae Clarke, Senior Customer Adviser, via email or call her on 01425 460985.

We referenced a number of agencies that offer help with regards to care planning, details of which you can find below:

First Stop Care Advice Line – 0800 377 7070 (they have a large number of free resources on their website)

Independent Age – 0800 319 6789

Age UK – 0800 055 6112

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