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The Financial Conduct Authority has indicated that it might be about to change the definitions of financial advisers. The FCA may redefine ‘independent’ so that it will no longer mean considering the whole market but instead a ‘sufficient range’ of products. In light of this news, Paul Lewis, finance journalist for BBC’s Money Box, has said:

“Whatever it does I will still say to people only ever go to an independent financial adviser, preferably a chartered or certified financial planner. That way you are more sure the advice will be good.”¬†

While we agree with Paul, we feel that he should replace the “or” with “and”. The best quality of advice can be sought from an independent financial adviser who is both chartered AND¬†certified!

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