by Justin King | Apr 11, 2019 | Pensions
Are you at risk of facing a 55% tax charge? New analysis* published in March by mutual insurer Royal London has shown, for the first time, how many of today’s workers are at risk of breaching the £1.03m lifetime limit for pension tax relief over the course of...
by Justin King | Feb 6, 2019 | Pensions
Did you know you can still contribute to your private pension even if you’ve stopped working or retired? Not only can you contribute but you can also receive tax relief. How can you contribute? When you pay into a pension the government automatically adds 20...
by Justin King | Feb 6, 2019 | Pensions
Did you know it is possible to contribute to someone else’s pension? This is particularly useful if you have already maximised your pension contributions, your spouse isn’t working, or you want to give money to children or grandchildren. The individual’s...
by Justin King | Jan 29, 2019 | Pensions
Up to 11 pensions to keep track of People struggle to keep track of their pensions – 3 out of 5 people don’t know what they have. On average, a working adult in the UK may have 11 different jobs during his or her working life. That means up to 11 different...
by Justin King | Jan 24, 2019 | Pensions
Those considering paying voluntary National Insurance Contributions (NICs) should take action soon or face a hike in the cost of making up gaps. Contribution costs are set to rise from 5 April with the new tax year. Pension provider Royal London is warning those...
by Justin King | Jan 10, 2019 | Pensions
The Five Ways to Well Being have been proven to be critical to a healthy retirement. I recently interviewed Dr William Bird MBE, GP and founder of Intelligent Health, for The Retirement Café Podcast and he explained how an understanding of these principles can create...
