by Justin King | Sep 18, 2019 | Pensions
Not everyone has access to a financial planner who will build a financial plan to illustrate their personal cash flow requirements for a lifetime. Amongst other things, a good planner will take account of the pensions you have accrued, those you will continue to...
by Justin King | Sep 17, 2019 | Pensions
William Burrows returned to The Retirement Café podcast to continue our conversation about pensions. We discuss pension freedoms and the growth of drawdown. You can listen to my interview with William Burrows on The Retirement Café podcast here What’s pension...
by Justin King | Sep 11, 2019 | Pensions
Savers over the age of 60 are throwing away up to £1.75bn in pension contributions by opting out of their workplace schemes, according to figures from Royal London. The mutual insurer analysed its own figures, which indicated a 23 per cent opt-out rate among the over...
by Justin King | Sep 10, 2019 | Pensions
Everything you need to know about annuities This week, we are discussing one of the key questions many people have as they approach their retirement and have to decide what to do with their hard earned savings, or hard earned pension savings, specifically. And...
by Justin King | Sep 3, 2019 | Pensions
The State Pension is a regular payment from the government when you reach a set retirement age, that’s based on the national insurance contributions you’ve made through your working life. I chatted with my colleague, Rian Timmins, all about the State...
by Justin King | Apr 11, 2019 | Pensions
Are you at risk of facing a 55% tax charge? New analysis* published in March by mutual insurer Royal London has shown, for the first time, how many of today’s workers are at risk of breaching the £1.03m lifetime limit for pension tax relief over the course of...
