by Justin King | Feb 26, 2020 | Pensions
It’s not surprising that you might be. Under the new State Pension, you need 35 qualifying years to get the full amount, currently £168.60 per week. So why does your National Insurance Record show that you have more than 35 years of full contributions,...
by Justin King | Sep 18, 2019 | Pensions
Not everyone has access to a financial planner who will build a financial plan to illustrate their personal cash flow requirements for a lifetime. Amongst other things, a good planner will take account of the pensions you have accrued, those you will continue to...
by Justin King | Sep 17, 2019 | Pensions
William Burrows returned to The Retirement Café podcast to continue our conversation about pensions. We discuss pension freedoms and the growth of drawdown. You can listen to my interview with William Burrows on The Retirement Café podcast here What’s pension...
by Justin King | Sep 11, 2019 | Pensions
Savers over the age of 60 are throwing away up to £1.75bn in pension contributions by opting out of their workplace schemes, according to figures from Royal London. The mutual insurer analysed its own figures, which indicated a 23 per cent opt-out rate among the over...
by Justin King | Sep 10, 2019 | Pensions
Everything you need to know about annuities This week, we are discussing one of the key questions many people have as they approach their retirement and have to decide what to do with their hard earned savings, or hard earned pension savings, specifically. And...
by Justin King | Sep 3, 2019 | Pensions
The State Pension is a regular payment from the government when you reach a set retirement age, that’s based on the national insurance contributions you’ve made through your working life. I chatted with my colleague, Rian Timmins, all about the State...
