The only way to make a tailored plan is to measure you thoroughly
A second opinion on your wealth management plan
We’re selective about the number of people we work with, but we’re passionate about helping those we think will really benefit from our expert financial planning.
So we offer a Second Opinion Meeting – at our cost – where we listen to you and give you our insight into the state of your retirement plan.
If we feel your wealth management plan is well suited to allow you to retire successfully, we’ll let you know and wish you all the best. If not, we’ll invite you to work with us to create a plan that will do just that.
Clients tell us our wealth management process is both thought provoking and challenging. Why not find out for yourself?
Four steps to successful wealth management planning
Step One: A vision to drive your wealth management plan
When we start working with you, we ask you an awful lots of questions. We want to know exactly what your retirement will look like. Often people’s ideas are a little hazy and their plans not yet well formed. Our job is to listen to you intently so we can help you pull those thoughts together.
Only then can we create a plan that allows you to fulfil your most important dreams, desires and wishes.
Step Two: The foundation of your wealth management plan
We gather together details of all your various assets and outgoings and we create your Financial Plan. This then becomes the foundation of our work together. A lifetime cash flow that illustrates how long your capital will last and what your pensions and investments could provide in retirement, how you could fund care fees if needed, and what may be left to pass on to your loved ones.
With this knowledge we advise how to structure your assets to achieve financial independence and manage your wealth most effectively.
Step Three: Investing your wealth
When we know what your retirement looks like, we design your investment plan. Making sure it’s aligned to your unique emotional needs to give you the greatest chance of a successful retirement, we formulate a plan that you can stick to.
Rather than playing an expensive game of trying to beat the market or predicting the future we recommend investing your wealth according to factors we can expect to control. Our investment solutions are evidence-based and substantiated by world-leading academics and financial economists.
Step Four: Keeping you and your wealth on track
With clear goals, it’s easy to check that you and your plans are still on track. By contrast, ignoring media noise and maintaining investment discipline is more challenging. But it is also fundamental to a successful investing experience. So we support you to remain disciplined and stick with your agreed wealth strategy.
Alongside behavioural coaching, we work with selected partners to create tax, estate and legacy planning solutions to protect and transfer your wealth to your loved ones. The long-term relationship we expect to have with you means you get consistent ongoing advice.